Shenzhen Five Departments: Loan discount funds have not been generated, and there is no real substance flowing into the property market

Shenzhen Five Departments: Loan discount funds have not been generated, and there is no real substance flowing into the property market
Sauna, Yewang was approved by the Shenzhen Small and Medium Enterprise Service Bureau on April 22, the afternoon of the same day, Shenzhen Central Sub-branch, Shenzhen Small and Medium Enterprise Service Bureau, Shenzhen Housing and Urban-rural Construction Bureau, Shenzhen Banking and Insurance Regulatory Bureau, Shenzhen Market Supervision BureauThe five departments notified the investigation of housing mortgage loans and purchases. At present, the two-tier loan discount projects in Shenzhen City have not entered the stage of fund generation, and there is no form of online loan discount interest funds entering the housing market.Although regulation has always represented “no housing, no speculation”, the recent “high-price housing second light” in the Shenzhen property market, and nearly one million “drinking tea fees” and other adverse trends have attracted attention from many parties. There is speculation in the market that mortgages can be obtained for discounted housingProperty management loans are a driver of rising house prices.The fund was originally used to rescue small and medium-sized enterprises that were trapped in the epidemic, but it was suspected of flowing into the property market in disguise.On April 20, the long-term Shenzhen Central Sub-branch issued an emergency self-examination notice to the commercial banks within its jurisdiction, requesting banks to conduct self-examination of the newly issued housing loans (including residents or enterprises) for this year.On the same day, the Shenzhen Small and Medium Enterprise Service Bureau also issued an announcement to standardize the implementation of small and medium-sized enterprise loan discount projects to further clarify the types of loans that enjoy discounts. Discounts are only applicable to SME production and operation loans, and other types of loans cannot be used in violation of regulations.Sauna, Ye Wang Cheng Weimiao editor Chen Li proofreading Li Xiangling